Credit score vs credit report, aren’t they the same? Learn their differences, how they are used, and which one is the most important.
Credit Score vs. Credit Report: Which One is the Most Important
What Makes Your Credit Score Go Up
Did you know your payment history, credit utilization, and the age of your credit accounts have the biggest impact on your credit score? If you miss a payment your credit score will drop… no surprise there. But if you start paying off your debt you could see a significant increase in your score.
When Credit Cards Hurt Your Finances
Everyone is aware too much credit card debt can really hurt your credit score. Even cause you to be unable to pay your monthly bills. But are you aware having an inactive credit account, balance transfers, and closing old credit card accounts can cause your credit score to go […]