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Credit Cards - Credit Score

Credit Score vs. Credit Report: Which One is the Most Important

April 14, 2022 No Comments
credit score vs credit report

Credit score vs credit report, aren’t they the same? Learn their differences, how they are used, and which one is the most important.

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Credit Cards - Credit Score

What Makes Your Credit Score Go Up

June 2, 2021 No Comments
What makes your credit score go up

Did you know your payment history, credit utilization, and the age of your credit accounts have the biggest impact on your credit score? If you miss a payment your credit score will drop… no surprise there. But if you start paying off your debt you could see a significant increase in your score.

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About Your Teacher

Kat Heiser

Hello I'm Kat! I've worked in the financial industry managing company finances for the last 10 yrs. I created HTBN to share my years of experience with you. These are my best tips and tricks to help you finally become debt-free. I also share with you all of the best resources I use to bring you the most up to date information within each blog post. Don't hesitate to contact me if you have questions. I'm happy to help!

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Recent Posts

  • How to Motivate Yourself to Change Your Financial Life
  • Does Your budget Need Sinking Funds?
  • What is a Sinking Fund and How to Use One?
  • Pay Off Your Debt Easily and Save With the Debt Avalanche
  • How to Save Your Finances With the Debt Snowball

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