Vacation on a Budget

unemployed & can't pay the bills

Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth. Today I want to talk about the importance of taking vacations even when you are paying off debt. Your brain needs that mental break. If you have a family it’s time to reconnect with […]

Continue Reading

Important Disadvantages of Debt Consolidation

Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth. If you have been in debt for a while I’m sure you have seen “Debt Consolidation” written all over the place. I’m also confident that you know the advantages like the below really well! […]

Continue Reading

Finding Leaks In Your Budget

Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth.           Today, we are going to discuss leaks in your budget. Basically, where do you have money disappearing that you aren’t consciously aware of? Even though I keep a close eye on my budget […]

Continue Reading

5 Easy Ways to Save Money Without Budgeting

Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth.           Today we are going to visit areas in your budget where you can easily start saving money right now! Let’s get started.   Your cellphone plan           Don’t freak out, I’m not going […]

Continue Reading

Snowball vs Avalanche Budget Method

Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth.           Ok, have you ever talked to a personal finance coach or listened to a financial expert on talk radio, tv, podcast, etc? Ever heard the term Snowball Method? I’m 100% confident you have […]

Continue Reading

4 Reasons Keeping You in Debt

Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth.           Today we are going to look at what is keeping you in debt month after month; year after year. You are going to be surprised as to what 4 things are keeping you […]

Continue Reading