Are you one of these avid shoppers like I was? What if I told you I had One Foolproof Trick to help you change this habit, would you try it? All you need to do is move the money you want to use to buy that unexpected item and put it in your savings account. Then wait until next month to purchase the item. Keep reading to see how it works!
The Ultimate Guide To Budgeting
U.S. Bank completed a study showing only 41% of Americans use a budget. There was another study that showed 70% of Americans don’t even have $1,000 in the bank to cover an emergency.
     There are two reasons you want a budget: 1) Pay off your debt for life! 2) Keep more of your money in your pocket. This guide is going to teach you how to create your budget, how to use it, and prevent financial restrictions.
How To Create A Grocery Budget
Every month is there groceries spoiling in your refrigerator? Are bananas turning brown and gooey, bread going moldy, and cake mixes going stale in your kitchen? Learn how to create a grocery budget and stick to it!
Vacation on a Budget
Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth. Today I want to talk about the importance of taking vacations even when you are paying off debt. Your brain needs that mental break. If you have a family it’s time to reconnect with […]
Why Money Won’t Solve Your Debt Problems
Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth. Have you ever had these thoughts? I’ll get out of debt when… I get that promotion at work. I win the lottery. My rich uncle, parents, aunt, etc leave me my inheritance. Ok, here […]
Finding Leaks In Your Budget
Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth. Today, we are going to discuss leaks in your budget. Basically, where do you have money disappearing that you aren’t consciously aware of? Even though I keep a close eye on my budget […]
Snowball vs Avalanche Budget Method
Welcome to my home! This is a debt-free learning community. Leave any self-doubt and judgments outside to make room for growth. Ok, have you ever talked to a personal finance coach or listened to a financial expert on talk radio, tv, podcast, etc? Ever heard the term Snowball Method? I’m 100% confident you have […]